UK Income Tax Calculator (2026/27)
Estimate your Income Tax and take-home pay in seconds, UK and Scottish rates, with pension and allowance options.
Instantly estimate your Income Tax and after-tax income using 2026/27 UK and Scottish tax rates. Enter your salary and see your net income, pension contributions, personal allowance impact, and effective tax rates. Ideal for employees, contractors, and freelancers across the UK. Fast, HMRC-aligned calculator showing a band-by-band breakdown. It does not include National Insurance or student loan repayments.
UK Income Tax Calculator (2026/27)
For employment/non-savings income. Excludes National Insurance and special dividend/savings rates.
Optional adjustments
These reduce “adjusted net income” for personal allowance tapering.
Built for guidance only. For tailored advice, contact M A Accounting.
FAQs
How accurate is this calculator?
It follows 2026/27 UK income tax thresholds and rates for UK and Scotland. It excludes NICs, savings/dividends,
and student loans.
Does it include the personal allowance taper?
Yes, £1 reduction for every £2 over £100,000; zero at £125,140+.
Can I include pension salary sacrifice?
Yes, enter it in “Optional adjustments” to reduce adjusted net income.
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